My clients are suffering due to the issues caused by your team's negligence.

You pay a little more in interest, but the loans typically pay off quickly, and the interest is negligible. 

The only way I would be considered liable would be if I was negligent about maintaining the trees.

I think there is really trying to do your best as a syndicator and then gross negligence projecting deals that are riskier than they are but painting a picture of less risk to induce capital to purchase.

Couple months later I get a letter from an attorney saying he is suing me due to my negligence. 

The cost to run is negligible as fuel is very cheap as well as manual labour and materials are also cheap and we grow as much of it as we can.

In comparison to annual MLS dues, the cost of obtaining an NMLS license is negligible, and more importantly the value of expertise it provides  clients is net positive investment for time and expense.

I see a few red flags and just want to know if these are typical provisions and I'll be facing a "take it or leave it" scenario with ny intermediary I hire.Please give me your thoughts, my gut says the QI wants overly broad protection from everything and that shouldn't include things like not verifying instructions are from me or for negligence or misconduct.Sample Terms1.

If not worse.The difference is negligible in your position, holding over 5M in equity, your time is better used elsewhere.

At the same time no matter how much excess insurance coverage you obtain, there will always be a policy exception for gross negligence and even negligence will likely be covered only under reservations of rights meaning the carrier can opt not to provide coverage.