You definitely would want to read through the county laws again.If you don't want the extra load up front, best to wait until you get the license.

I am an ambitious DIYer and have upgraded every part of my personal home in some capacity. 

I'm concerned that the combined load of heat pumps and ancillary heat strips, along with other appliances, might exceed the 100-amp capacity during winter.As part of our future plans to add a third unit and separate the utilities, we intend to install two additional meters: one for common areas and one for the new unit.

@Matthew MorrowI have seen similar situations when the previous owner/seller loads the property with unqualified occupants.

This is what we have recently purchases for both 2 and 3 bedroom homes LG 7.3 Cu. ft model DLG7151W , washer LG 5.0 cu.ft. high efficiency top load washer (no agitator) model WT7150CW. dryer LG 7.3 Cu. ft model DLG7151WThe Cleaners love them and recommend them to their other clients to purchase.

A word of caution - this is a short term solution to mitigate the credit card load.

The area was without power, materials were delayed in reaching job sites and the city inspectors were not at full capacity as the City was shut down as well.

And when those all got called and we had to mark to market it was beyond our capacity to just pay everything off we had to fire sale and lose millions.

What you might consider is finding a partner that has the development capacity, and figure out an equitable development cost and profit split.

The way I and others have done it is to load into Google Drive, dropbox, etc and post a link.I don't currently use those facilities.