Its like saying, the house was struck by lightning, is the PM responsible?

Destroyed newly purchased fridge because they would use a screw driver to try to break up ice after they left the freezer door open. 

Ice cube trays

For example, no fridges with ice makers. 

The low sun nearly blinding them, they bounced between burrito joints and ice cream parlors, gated apartment complexes and big suburban homes.

We connected right here on BiggerPockets, struck up a quick working relationship, and put in place a new ad campaign all within 48 hours.

I'll pass.Very rookie question for you, @Patrick Roberts and everyone else here: I thought that post-Dodd-Frank, the barrier for mortgage lender accreditation/licensing was essentially raised to a point that HML’s and private lenders were effectively iced out of securing loans with a mortgage or DOT.

You are more likely to be struck by lightning twice.

All were ice cold if even in the same industry.

ANY transaction out there has a loser and winner, every single one including your purchase of an ice cream or bottle of soda.