My wife is from a country that does not allow lending or loans to acquire housing.

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

Do you have a significant other who could take out the loan?

Making over a $140,000 isn't much of a horror story even if it's a "scary house." 

Your house loans will be long term say 25 years.

What other kinds of loans or financing strategies are available that don't involve using too much of your own cash?

DSCR loan How did you add value to the deal?

Quote from @Danielle B: I'm looking to get involved in Section 8 housing out-of-state - in OH.

Be mindful of a gift tax implications if you sell a house for less than FMV.Also be mindful of transactions between related parties when selling at a loss.

This money gets added onto the back of the loan kind of like a VA funding fee does.