Freddie Mac only offers financing for single properties they do not offer 'Portfolio loans" meaning bundle them all into one loan.

Hi John,No cap on the amount of DSCR loans you can get.

The Note/Mortgage for each loan states the dollar amount invested & the % of the total loan by name, for each investor. 

@Adam NewmanWhy not put 5% down or go with the FHA loan if the numbers still make sense?

I 100% endorse adding in the escrows for taxes and insurance to set the buyer/borrower up for success. 

Assuming property taxes + insurance added don't go above $1,100 total, you could maybe make this work. 

However, my debt to income ratio with that home loan, and student loan doesn't look that great currently and I don’t have much for a down payment.

@Vincent WeselakIt’s a good idea to get an estimate for your insurance costs upfront since this can vary based on the property type and location, and it’s a key factor in evaluating your cash flow. 

Context:I’m seeking advice from those experienced in real estate investing and financial freedom strategies.I recently bought a multi-family property in Newport, RI, using my VA loan for $695K.

Regarding insurance adding additional umbrella insurance is great idea.