Also $90k for 7.5% is very very generous.

My experience in Denver has been that I have a home with an unpermitted floor above the garage and when we went into the city to find out about the work and if it was permitted they have been pretty generous with me since it's clear based on the ownership timeline that it was not me who did the work but we also have really lax laws in CO in regards to being able to fix your own primary residence yourself without a contractor if you're living in it at the time.

I have no idea what this house needs so I am trying to be generous with my rehab costs.

You might have an easier time buying a parcel and subdividing it into residential and commercial lots, then proposing the commercial use variance just for the commercial lot.Doing all of this research on your client's behalf is mighty generous and very time consuming for you.

Also Ashcroft's split isn't as generous as other syndicators.

While I might not have substantial properties or capital yet, I’m serious about investing in myself and making this journey a success.I’ve noticed that many experienced members on BP are generous with their advice, offering to answer questions and share insights on their experiences.

That's not a 'bad' rate to borrower very accessible capital that has to be repaid over a generous 360 installments. - Most DSCR loans come with standard 3-5 year early payoff penalties.

escrow needs to allow draw down for your mortgage payment ( which means sale went through) less maybe 2 months for vacancy, plus a generous repair allowance.

I recently was finishing a rehab that in terms of budget was my worst ever (not ideal at my experience level but shows even those with experience have learning opportunities) but was still feeling generous to a local newbie.  

Being kind and generous will only cost you money not to mention heart ache.