Most gurus who scam people have very fine print allowing them to cut you off for calling them out.

I really think that this is not necessary (with all due respect @Jonathan Greene)The forum is great and works just fine IMO.

HELOCs are fine, but keep in mind that you really only want to use 50 percent of less (each) of your available equity just so you aren't creating a problem that you can't solve later if the value of your personal residences fluctuates.If you both have W2 jobs though, have you looked into getting qualified together and just getting a loan, 10 percent down each?

If it was discussed and just a typo and its a good tenant it should be fine but some tenants would definitely take advantage of this.

well you have your own answer there are no lenders for entitlements  there are JV partners like me for entitlements but its not at traditional lending rates of course as its all risk capital.WI funded 3 entitlement deals in 2024 in Loudan  county VA to the tune of 7 figures in cash. since my client does not own it its unsecured ..

If you want to combine two or more lesser sales into one higher purchase that is fine as long as your purchase meets the timing requirements for each sale.  

After she gave me the numbers, I calculated the rehab to be around $16,000 which I was fine with.I saw on the app we use to track expenses that there were small charges for the rehab which I was fine with.

Let's say the city cites them for violations and they rack up penalties and fines. 

If you do a good job picking tenants, you will be fine.

Stay tuned to see if they collect anything.