It's interesting how the emails and texts get longer and more emotional while the spelling and grammar gets worse.I'll be filing a fraud claim with the Federal Trade Commission.

He said he charged $400 for his, is profiting well on it since he got his property for a third of market price some years before, and both he and his tenant are happy with it.

Some costs are eliminated (such as 'soft charges') while others are accounted for in the interest rate. 

I think hard money lender to take this risk cannot legally charge appropriately which means the law is working against you (the law meant to protect owner occupied owners from unfair loans).I agree with @Jay Hinrichs that your best option likely is to sell on the mls.  

Given the cash flow loss on the 7% property, I think I need to remove the emotion and make the right business decision for my portfolio holistically.

Minoan does charge you once they put in the order, so it is not for free.

Maybe they should use Richard Wilson's model and only charge sponsors.

Sometimes they'll have gurus come thru that charge more for a full day class or more extensive training.I've posted before some lists of area meetups...each has a little different twist and following. 

This will show you more evidence of the fees they really charge.

Quote from @Sarah Kerchner: @Meghan Hunter I have seen them charge me for things 2x!!