I am going to respectfully disagree with you on this statement.  

Let’s just agree to disagree and move on!

Do you disagree with this point?

As far as 'why' goes I couldn't disagree more with your statement.

Hopefully as the rates and the housing market loosens so will some of these guidelines in the HML programs. from talking to hard money funds especially those who operate in more than 10 states, and 5 years of experience with underwriting teams, I'd actually disagree and say new construction is preferred to rehab due to experience level to enter the market. there's BP lenders that will do 15% LTC with 1-2 new build experience.

I disagree sometimes there are other reasons to put in an upgrade.  

Unless you have cash backing of your own to buy and a solid commercial buyer's list, these deals are unlikely to close.It doesn’t matter if I agree or disagree with the answer the responding poster provides.  

I am not trying to disagree!!!

Perhaps William did not review the entire document.With regards to William’s comments about rosy financials, we have to disagree.

I think we just disagree.