., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

I'd expect something in the 70%-75% range, depending on your experience and credit score3b) Also, do you need to borrow $160k?

@Nick VolzHey,That's a great book to be reading — definitely lays out the mindset shift when it comes to passive income.To get started, most syndications have a minimum investment, usually ranging between $25K–$50K, depending on the deal and operator.

Basic apartment say 1 BR, we usually supply refrigerator and range, and nothing else. 

Also, what is your price range for a purchase and are you looking for turn-key or a fixer upper?

Here is the wholesale rate range at 85% loan to value.  300K purchase price using Jacksonville as the property's city. 

If so, I’m not sure there are too many new duplex’s (or houses of any kind) in my price range in Cleveland. 

They’ve dealt with complaints ranging from loud neighbors and strange odors to parking disputes and even tenants throwing eggs at cars.Another major consideration—especially in my local market—is that quality triplex and quadplex opportunities are rare.

@Shay YaoConverting a two-car garage into a living space in Atlanta can range from $15K–$30K, with additional costs for HVAC, plumbing, and custom finishes.

If it's a rental in a working-class area, you’re looking at durable, cost-effective materials like LVP flooring and mid-range fixtures.