I have some of the required funds in a HYSA, but will most likely need to draw from another account and I'm curious which method is the most efficient in terms of taxes/capital gains, penalties, loan repayments, etc.Based on my previous transactions in the market, I estimate ~$45k cash to close: $20k for the down payment, $15k for closing costs and prepaids, and $10k of starting reserves.

Quote from @Peet Bothma: Quote from @John Yoo: Quote from @Peet Bothma: I'm a foreign national and I just closed a deal on a duplex at 5.75% an a 30 yr fixed and 75% LTV in Wisconsin. 

The thoughts that are running through my mind being this close is creating a nightmare in my mind that needs to be calmed.   

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Hello @Hudson Filippi FHA does have a One Time Close construction loan that will allow you to build a home.

If you're competing for a hot property or need to close quickly, fast closings can make or break the deal.

I did find this deal driving driving for dollars, the realtor of the property was adding his sign in the front yard, I approached to make and offer. we close in 3 weeks.

I would start close to where you live personally. 

- If the 5% do say they'll sell a must in this business they have to also agree to MOVE OUT PRIOR TO YOUR CLOSING DATE. 

From what I can tell with all the research I’ve done I need to set up the app on my phone (to see the video) while in close proximity to the camera to connect.