If you're going to need a mortgage, you're locked out of the game. 

So I require skin in the game (average is 5% to 15%) to offset this.

I am new in this game and here to learn everything.

We cannot breach our guests' trust by playing games with them. 

It helps a lot with networking on here.Other than that, be a sponge and soak up as much content to learn the game.

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift. 

Right now real estate is a different ball game.

Please feel free to reach out to me and my team if you would like to come up with a game plan and build your buy box. 

There are other players in the game to compare with like Kenny Bedwell at STR Insights or Bill Faeth's coaching.

Here's why:The Multi-State Chess Game:• Client had properties in 3 states• Each state has different deadlines to assess taxes• Federal changes trigger automatic state assessments• Timing the response saved $45K in state taxes🏠 Real Estate Investor Pro Tip:States can't assess back taxes if their statute of limitations expires before federal changes finalize.