Retiring altogether is the best option, but doing something else might be worth it for my own mental health.I thought about getting into the property management side of things for other investors because I have so much experience on that side of things, but I really have no idea how to even start with that. 

I reached out to a second lender that has more agreeable investment lending products and I think we are going to avoid putting it in my personal altogether. 

I've seen too many people try to force a tax deduction or strategy but end up putting themselves in a worse position by picking a strategy that doesn't align with their goals.If you're done with real estate altogether there are a few recommendations.

It also is helpful to have a California LLC in case you ever sell that property and move into another state so that you do not need to form a new LLC altogether with new operating agreement, just re-register in the new state as a new foreign LLC.

A 1031 defers paying taxes but a primary residence sale removes the tax liability from selling up to a certain dollar threshold altogether. 

Just weigh your options with an experienced agent, and choose what's best for you.The only thing I might suggest before you pull the trigger on complete removal of windstorm coverage altogether, is to see if you can get quotes with 3% and 5% deductible options. 

City planners advocate for this sort of treatment to preserve the ratio of homeowner to renters, or planners are attempting to change the direction of investment in their city altogether.  

After 15 years in this business, the hard market looks like it's here to stay. my background is in underwriting cargo, commercial auto and marine risk for oil & gas and trucking and all markets are facing repricing or pulling out altogether due to higher losses during covid.

The problem is going to be comparing the value of it compared to outsourcing it altogether.

Examples are as follows:5-4-3-2-1 (Stepdown in %)Flat 55555 (5% for all 5 years or 3 years (5-5-5)6 months of interest pmts on 80% of the loan balance (hybrid penalty)your PPP choice directly impacts your rate and DSCR so be sure to weigh out these factors altogether.