The cumbersome aspect that you can expect here is that you've already begun demos and reconstruction, what that means on an appraisal is that you "might" have devalued the property from where you believe it is.

Ryan,I have worked with Anthony "AJ" Wong over the years to help a lot of Doctor's, Surgeons, and a lot of medical clients get into some great homes in CA & Oregon. 

She was a surgeon and apparently worked a lot of hours.The construction crew fired off their generator at 7am on their first morning, even though no work is allowed to be performed before 9am in this resort.  

Re construction is when you're renovating more than 50% of the home  creating basically a new product and then it's subject to today's code. 

And Milwaukee is seeing a major reconstruction of the freeway system and the downtown area, not to mention the Majors initiative to grow the pupulation of the city to a million people, which would bring the metro area to over 2 million.  

I'm not sure if finding the cheapest CPA to help you with tax strategy or the lowest-cost plastic surgeon is the best place to try to save money - you might be missing out on tax savings opportunities that out way the cost OR in the long run it will come back to haunt you.

-Z-1301-Repair-and-Reconstruction-of-Nonconforming-Structures.pdf

If none of that works, see if the bank will accept a Liability policy until you are ready to start the reconstruction.

Cheapest plastic surgeon vs. most expensive? 

Does every knee surgeon have to have knee surgery before they can do that procedure on others?