Wth spot footings and all that.....I'd say maybe even higher....?

Cash buyers normally relieve you of headaches and distress, vs maximizing your profits.  

For example, before he switches a policy from short term rental to long term rental he wants pictures.Is it normal?

Totally random but I know you can normally get a nice discount on your hazard insurance if you're within a certain distance of a Fire Station @Ray Ebert

Being a normal person and giving someone a heads up has not bit me, yet.In addition to what the law requires, I always shoot the tenant a heads up either via text, call, or email.If they are mostly responding to email, then shoot them an email.Emojis and gifs work wonders in today's day in age.

I am seeing more lenders starting to offer manufactured home loans, that normally did not. 

My thinking immediately turned to researching local rental costs per square foot to determine income potential with triple the current square footage.

Normally, I don’t pull permits because it takes too long for the numbers to work, but I’ve heard enforcement in Coronado is especially strict.Has anyone dealt with this before?

I have 2 other monthly loan payments I would like to pay off or lump in with my refinance as I believe with the forced appreciation and normal appreciation I will be able to pay off most my HELOC (5.99%) and all of my Credit Card that is currently at a 0% APR until end of May.

Just keep in mind the MIP doesn't come off the loan like normal PMI at 25% equity.