Fannie Mae updated guidelines that now allow you to do just 5% down on a 2-4 unit property!

You could possible explore a second home fannie mae homestyle loan.

You need to look at the credentials of the person offering the education and whether it is him offering the education or just one of his assistants.The cost should also be reasonable, in my opinion.If you are taking a class, not a personal 1v1, I don't understand why a class would cost more than $100 an hour.If you are getting 1vs1 communication, I can then see it costing $300+if the person does not have an visable experience, I would not consider paying for the experience.I also question these investors being oversold on someone they don't need.In my opinion, a person can retire by getting 10 homes backed by fannie mae / freddie mac loans.The oversell to getting outside capital to get a large complex is likely being sold to investors who don't have / make a lot of money.

I have noticed while searching the Fannie Mae site there is very limited foreclosure inventory, especially in Washington State where I am interested in living. 

Loans are underwritten by Fannie Mae’s Desktop Underwriter (DU) or Freddie Mac’s Loan Product Advisor (LPA) which based on the loan application will decide on reserves needed. 

Fannie Mae HomeStyle does this as well. 

Thanks, DavidFannie Mae & Freddie Mac updated their Loan Level Price Adjusters (LLPAs) back in 2022 for 2nd homes.

You can do this with the FHA 203k or Fannie Mae Homestyle loan. 

Fannie Mae and Freddie Mac offer mortgage relief to homeowners impacted by natural disasters, including those with second homes in areas like North Carolina and Florida.

A little different than traditional fannie mae and va home loans.