Our buildings are in high growth markets in New York, New Jersey, Connecticut, Massachusetts and Pennsylvania. 

I have a few rental properties in AZ and PA.

You should look for uneven multis (more bedrooms in one than the other) so you can stay in the smaller unit and cash flow more off the other rentals.Location wise, of all of those areas, Pennsylvania or staying in South Jersey gives you the best bang for your buck.

I know someone who ahd a loand written at 10% from years ago and now they said a state is requesting more info on the loan because it was above usury laws and they may have to cut a check back to that person.Let me guess, good old Pennsylvania? 

@Shaheen AhmedI don't know the Ohio markets as well as I know Pennsylvania but (1) taxes can vary widely among counties, cities, municipalities, etc. and (2) the problem right now is that interest rates are so high (although taxes and insurance increasing certainly doesn't help.)What are you trying to accomplish?

After speaking with other investors, realtors, and contractors here is what I came up with.I do not take responsibility for it, it's relevant for Pittsburgh PA only, and use it on your own risk and discretion.

Nextier Bank out of Butler PA was our lender for the refinance.

Quote from @Jamie Banks: @Jesus Jimenez Right now we are concentrated in the major cities from NY to Richmond, VA including NYC, Newark, NJ, Philadelphia, PA, etc.

Especially in eastern PA where competition and inventory can be tough.If you have 80K, spending 60-65 max should be your limit.

Maybe it's a MN thing and PA is different, but it makes perfect sense to me.