Everyone needs somewhere to stash the toilet paper.  

Hint: it starts with "B" and rhymes with "joker."

I plan to stash 10% into a side account for any issues that arise.

I was a troublemaker and joker with a little bit of a bully.

Also, I have very little capital at the moment but I anticipate being able to stash some cash away in the time that I'm researching (I have no debt other than the two houses I own; one is rented and I plan to rent the other when I move out of the US).

Therefore, you need to increase income even farther, without taking on to much debt to screw up your ratio and have a big reserve stashed away. 

I had amassed a small stash through a live-in-flip and paying myself first for 12 years. 

People perk up with their corporate smiles that make them look like the Joker from the Batman comics.

@Natalie Kolodij, I never thought I'd hear you sound like an accountant :)  There's a joker in this scenario that just might make it OK.There's a long distance from basically a flip and actually a flip. 

Those of you that are self-employed and therefore responsible for withholding your own taxes, how much of your earnings do you stash?