Does that sound familiar?

I am an agent and own a short term rental mgmnt company so am very familiar with the STR rules and regulations as well as the best areas for that strategy locally. 

I did discuss with my accountant and he is unsure as he is not familiar with IRA rollover process. 

For more affordable properties—those priced under $400,000—the timeline is even shorter, with many homes receiving offers within two weeks of being listed.This fast-moving market poses a particular challenge for first-time buyers who may not be as familiar with the urgency required in competitive bidding situations.

I've realized that although idaho is long distance for me, it's still a market I'm familiar with and have lots of community in, unlike other areas like arizona and texas.

@Caleb Brown  Current rate is 5.8Its also a VA loan, ive heard of (but am not too familiar with) the VA IRRRL benefit which should allow me to lower my interest rate in accordance with  interest rates if they lower again.

Sadly, this price-gouging behavior has become the unfortunate new norm in the insurance industry.There's a high likelihood you'll need a broker familiar with surplus lines.  3 weeks isn't much time - if you aren't working with someone already you need to get in touch with someone asap.

I am not familiar with any HML on a fix and flip that would not want an appraisal as well as an estimate of costs.

@Jacob Flaxman, I am not familiar with this market, so take what I have to say as more of a general comment.My first thought is $250k to build a two story, two bed "house" will cost more than $250k. 

I am not familiar with them.