I charge $5k standard. 

If you need a small amount of renovations (under 35k) the 203k streamline may be nice and faster than standard 203k. , my opinion would be keep the cash especially if buy and hold and roll the renovation into loan. 

If someone has the credit score, down payment, and debt-to-income ratio that fits conventional standards then they will be able to buy multiple properties personally at once.

CapEx in laundry room, however no other large costs beyond standard maintenance. 11% annualized ROI.

Here in Ontario, Canada we have a standard lease set out by the government.

If you used the standard agreement of sale doc used by realtors for PA, section 4(H), it says seller will not enter into new leases, or extend existing leases without buyer approval, so you have your out right there.

Is this standard for a property to drop in value over 100k over a 15 year period? 

If staying in a motel for a period of time doesn't bother them, they have low standards. 

If this were the case, though, I would probably convert my house to more of a standard long-term rental and go through the process of getting rid of furniture, etc.

@Chris Maudlin if this is a FEMA flood insurance policy, then the rates are standardized across all agencies, as it is a federal flood program.