We thought about checking HELOC or home equity loan (I am not sure if it’s a real option still a rookie ) Or even hard money loan for 6 months.

Currently, I am listening to Estate estate rookie and BP while reading anything I can get a hold of dealing with real estate.

Here is my story and experience:I started with Susie Orman mentality - cut your credit card 💳, contribute to retirement account and blah blah blah.Very quickly I realized that I don't want to wait for ever to be able to "enjoy" my golden years.Today I still contribute to 401K as little as needed to get maximum employer's matching.

The post cards just go straight in the trash. 

After my wife and I got laid off in May 2020 (former company playing the COVID card), I understood even more the need of cashflow.

Hi,I see that you can link bank accounts to Stessa, by my plan is to do as much of my spending on credit cards (business cards to be clear not my personal cards) to hack points. 

card.) 

On the expense side, we have a "hospitality" expense line which includes gift cards, gifts for guests, gifts for repeat guests, or gifts when something goes wrong. 

Hi,I'm a rookie investor from Bay Area want to acquire my first OOS property in Indianapolis.

I'd love any advice, tips, thoughts, concerns, or anything else you have to offer a rookie like me.Thank you all so much and I sincerely appreciate you taking any time you can spare to help us out!