So if you and I owned the same value of real estate, You'd be taxed on your regular income first and then still pay the same property taxes I do.

You'll pull mortgage records for the last X amount of days, and look for regular people's names versus say Wells Fargo. 

Having a regular job provides a ton of benefits unless you just totally hate it.

You definitely have options in the world of commercial lending.One successful investor told me "leverage until you begin losing sleep" - Ie.

I understand this situation would apply only to people who can't deduct passive activity losses against their regular income, but I have to imagine that's a very large group on Bigger Pockets.

Many investors plan on refinancing on a somewhat regular schedule, based on the performance of the property, resetting the 20 or 25 year amortization period every time.

While I was there I made all the wrong decisions I ended up homeless and sleeping in my car.

He promises the world and did give me some money to sleep on an air mattress in the house I am repairing until I sell it.

I'd like to thank everyone who regularly contributes to these forums.

I would be much more focused on getting a really solid 4 unit with little or no deferred maintenance in an area where you can get great tenants and maybe increase the rents regularly than I would on whether it generates a little positive cash flow with only 3 units rented.How much have you spent in rent while searching for the perfect deal?