If the property is free and clear it may be harder to cash out with little to no seasoning.  

the land bank they are talking about is city owned property they took back for non payment of tax's or liens etc.. its NOT Bank/lending institution you buy the land from the city land bank they may have special programs for locals that are looking for owner occ situations.. either way if you pay cash which is how most of that is sold if not all of it.. then your credit does not matter.

My initial plan is to live in one unit of the first property and rent out the remaining three.

I have a duplex near a Mini Mart gas station and people are constantly throwing their trash on my property.

The lease already spells out the property owner's responsibilities regarding who is responsible for the repair of certain items like the fridge and AC. 

I own a couple of investment properties, Short term and long term and have sold a couple.

I'd recommend just listing the property on Zillow and other similar sites.

In a few years I'll be a rental property tycoon, but should probably get a job first to fund my RE business.

Any property at a good price based on comps is a good property.

Hi all - my business partner and I have found a nice property we are interested in and are trying to decide between a conventional 30 year through our lender, or the owner financing offered by the owner, which is as follows: Price is $280k, would need to put 30% down and it would be amortized over 15 years at 1% below market rate.