There's probably a benefit to being an early adopter in that you take care of it before everyone else "has to" do it, but if you're too early then the infrastructure/products/know-how isn't there as much so you pay more than if you wait until demand is more widespread.Most folks I know, including myself, are taking a "wait and see" approach at the moment, but obviously folks that owner occupy might act earlier especially since it could benefit them personally.Now is a good time to recommend RISE Engineering, which does free energy audits of residential properties and then reduced-cost work if you do decide to implement some/all of their suggested improvements.My understanding is that it's free for the audit and reduced-cost for the work, because they get funded partly from charges everyone already pays on their electric/energy bills - i.e., it's subsidized by a tax we're already paying.

Conventional cash-out refi on a non-owner occupied will be capped at 75% LTV.

Hello Everyone, I live in an unincorporated area of Sacramento County, CAI have a duplex that I partially occupy and I am looking to move to the other side of the duplex.

I’m looking for advice on the best type of construction financing for a home my fiancé and I have bought that is in need of a major renovation. This home will be our primary residence once it is completed. We original...

@Aaron GarbadeBuying a 3-4 unit with FHA, including FHA 203k, the property must pass the self sufficiency test meaning that 75% of the market rents for the 2-3 units you will not occupy as your primary residence must be sufficient to pay the monthly Mortgage payment.

Clearly with your goals you won't be able to house hack all 5 most likely since you are "supposed" to live in each for a year before you get another owner occupied loan.

I bought a triplex at the end of April this year, inheriting all three occupied units, so far so good.

Hey Kevin,Yes, 2 units have long term lease at $2,500 and $2,800 , 1 is Airbnb with $5-8k, 1 unit was occupied by owner but will be listed at $3000 this month 

Hi guys, is it possible to refinance my personal residence and immediately go buy another house as owner occupied ?

After months of searching for properties I've identified a multi-family that perfectly fits my criteria but due to life events (getting married and my future wife and I bought a primary residence) I'm short of the typical 20% down payment that most lenders are requiring since I will not be occupying the property.