I recently saw an article on here about Maximizing ROI on renovations, and while the article was super helpful, it got me thinking: what specific renovations have you found produce the most bang for your buck?  

You should be able to be conservative and still cashflow a couple hundred bucks a month , if not move on to another

Have not heard of it, probably a reasonImo it''s more important to have a good lender who is responsive, knowledgeable, and has competitive rates, than trying to find a lender for the reason they would let you earn $100 bucks off 2% rewards on $5k closing costsMost owner occ 30 year rates are in the low 3's, so there is a chance for some significant savings.

The buyer's lender will need to order their own appraisal most likely, so you would just be wasting 500 bucks.

Bottom line is making a huge profit is not important to me for my first deal, just doing a simple and conservative deal, learning a bit, and hopefully walking away with a few extra bucks would be my goal.

Just like when you get in little tussles over some repair item.. that might be 500 to 1000 bucks.. and agent says I aint paying that out of my commish.. well would you rather have 14k.. out of 15k or NOTHING>  I have seen agents blow deals over these silly don't think it through situations.

Free offers do not accelerate the maturation process.

I understand what your saying however going into a note purchase assuming only one exit, perform until maturity, is not always reasonable.

Not only will the rate adjust but after 10 years the Line could mature into something else.  

Given the complexities you have here, it is probably worth a few bucks to sit down with your CPA and your lawyer to hash out the issues.1) Since the mortgages are in your name, I assume you got conventional (Fannie) mortgages.