Anyone know of any bank statement/ non qm loan programs available for purchasing a property in the Virgin Islands ??

In addition to that, I am also concerned as to how big of a loan I can get, as travelers taxable income is significantly less than what they are actually making with stipends.

We split in May of 2019, I was still living there so to finalize the separation I refinanced her off the loan by paying her equity in July 2019.. 

Conventional loan How did you add value to the deal?

Which means I will still need to finance about $400k for each property at about 9% rate (the rate is high because we'll using a commercial loan as we'll be purchasing the properties under an LLC).

Construction loans are available in Mexico but its a complicated and very expensive process.As a developer, I find and buy the land, plan and obtain all the permits, recruit a general contractor, market and sell the condos to investors who either use them for part time living or list them on AirBanB. 

I am very confused about whether it is best to pay cash (which I would not have to borrow) and then do delayed financing , get a DSCR loan, or something else. 

Partnerships with people you don't fully know can get messy pretty quickly so in your scenario I would go to a local bank and get a construction loan.

I would like to get a cash out fix&flip loan on my triplex.

it combines the advantages of owner occupancy, such as a lower down payment loan, with investing.