Than spend more money on the method that works and quit wasting money on math instead don't

You do need to be creative, methodical and ethical.

But explore around and see everything that's out there. 

What I would do differently: Make sure to explore the crawl space! 

Explore and have fun!

The what is buy and hold vs. flipping vs, wholesaling vs. all the different ways to invest (the podcasts are great for exploring the what).  

The contract shall contain at least the following provisions:(1) The full names and then current mailing addresses of all the parties to the contract; (2) The date when the contract was signed by each party; (3) A legal description of the property conveyed; (4) The contract price of the property conveyed; (5) Any charges or fees for services that are includable in the contract separate from the contract price; (6) The amount of the vendee's down payment; (7) The principal balance owed, which is the sum of the items specified in divisions (A)(4) and (5) of this section less the item specified in division (A)(6) of this section; (8) The amount and due date of each installment payment; (9) The interest rate on the unpaid balance and the method of computing the rate; (10) A statement of any encumbrances against the property conveyed; (11) A statement requiring the vendor to deliver a general warranty deed on completion of the contract, or another deed that is available when the vendor is legally unable to deliver a general warranty deed; (12) A provision that the vendor provide evidence of title in accordance with the prevailing custom in the area in which the property is located; (13) A provision that, if the vendor defaults on any mortgage on the property, the vendee can pay on that mortgage and receive credit on the land installment contract; (14) A provision that the vendor shall cause a copy of the contract to be recorded; (15) A requirement that the vendee be responsible for the payment of taxes, assessments, and other charges against the property from the date of the contract, unless agreed to the contrary; (16) A statement of any pending order of any public agency against the property.

What payment method do you allow?

ive never heard that approach and if it actually works i need to start walking around my town and knock on 80% of the doors. lol I really am curious about this method.. has it worked for you in the past?

I so have another tenant at a different property interested in buying so I will definitely explore the owner financing option with them.