@Lynn Anthony you're pretty good at finding excuses and reasons NOT to take the leap and become an active real estate investor. 

There's no excuse for it.

It leaves you as the buyer with the excuse that the bank won't lend you the full amount but will lend you up to $15,000.

Time isn’t an excuse for me.

I know the seminar that we are attending has a lot of good information and that is how I'm looking at it, paid education + an excuse to hangout with my wife for a few days.I've been to one REX meeting about 2 years ago.

If you are not finding success do not look for an excuse look for the right opportunity and keep looking till you find it.

Despite entering into a contract to buy properties, he made up a series of ridiculous excuses, changed his financing source at the last minute without disclosure, refused to communicate at all simply ghosting the transaction.

I think she is just making excuses and doesn't plan on paying me a dime. thank you all for all your advice. !! 

Do not rely on having them mail you checks or else the excuse of "the check is in the mail" might be used very often if they are knowingly late on payments. 

What is your excuse for doing one on a good tenant?