One of the obstacles that I have encountered recently is finding an insurance broker. 

Cash out Refinance Challenging Flip with lots of obstacles Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Financing aside, if one were to acquire a property like this, what types of obstacles should be expected in attempting to convert the commercial space into a residential unit?

Current Balance: 85K...probably worth about 110KProperty#3 (2 Detached SFHs on one lot): Paid Off ; Collect $1,650 in combined rent...probably worth about 120KProperty#4 (Primary Residence): Original Mortgage: 155K @ 4.375 for 28 years.

Because of my age and that I don't have a high paying salaried job [I work two part time hourly jobs and have little track record with taxes to show a bank], the big obstacle I am facing is getting a mortgage to leverage OPM which I know is one of powers of REI.Do you think this might be a time where paying all cash for an investment is appropriate?

Will I run in to the same obstacles with hard money lenders as I would with a bank because of my lack of proveable income?

While I have reservations about becoming an agent, I figured if two people who are close to me are saying the same thing maybe I should look into it.My one obstacle is my husband's apprehensiveness.

Here is the best one I've found.It's a 3 bed 1 bath 2 car detached in a decent neighborhood.

Here are the details:2 bed, 1 Bath, detached 1 car garageAsking Price: 35kFair Market Value: 55kRent: $600/mo (although i believe this property could demand higher)Property Taxes: $66.24/mo (Has an owner occupied exemption of 6k.

Going out of state is an option, but being a long distance landlord has its obstacles and difficulties.