If you are investing locally, you can certainly do it yourself, but it can become a decent amount of work, especially upfront. 

I am looking for something halfway decent if I have to live in it for awhile.

Hello, were you ever able to find a decent calculator? 

Hello Nhon,Are the homes in decent condition as I will often attend inspection walks with owners have have offers in and provide general information.

There is a decent amount of blue-collar manufacturing jobs in this town, so the assumption is that is the type of tenant I would be renting to...probably a single person who works a lot and just want a cheap/clean place to live. 

I've spent a decent amount of time on Realtor.com.

I am seeing several auctions and there is plenty of equity 50% or so) to make it a decent deal.my question is, for example HOA lien is 10k,  1st mortgage balance 100k   ARV 210kThis could get bid up to 110k or so, Does the trustee pay off the 1st (or applies excess above the 10k to the 1st)? 

I'm curious what your thoughts are what is a good number to look at for a decent return in the large scale.

2) there will be a decent amount of money owed for the arrears on the loan to bring it current, to avoid foreclosure.

If they're decent tenants, I'll also incentivize them by letting them leave without cleaning and still get a full refund of their deposit immediately after confirmation there's no damage.2.