That's what is eating me up I feel like this money should be making money.

Yes the HOA eats into my monthly cash flow but I also haven't had to pay to fix anything more then a light or a microwave in the 5 years I've been renting it out.

Plenty of good deals out there,BTW unless you are getting these props at a great deal, All in FOR 100KISH then move on, Taxes are too high, it will eat away at your ROI.

It really hard right now for me because of the Chapter 13 and child support which eats up a third of my check. 

And dont hold on too long... as capex will come around and eat up your profits.Oh... and thanks for this post.

Even if your duplex produces $500 cash flow per month, one bad renter could eat up twice that much in damages and lost income.

Alternatively, build in the cost of a cleaner coming to handle common area when running your numbers...helps the arguments over hair on the bathroom vanity + great marketing of amenities you offer (and makes your home clean for you if/while you're living in it on the tenants' dime).Just be conscious of the tenant base/mix, especially if you're living there.

Lawyers gotta eat too. 

Did you have any unpaid maintenance bills, attorney bills, termination fees that is eating into your draw?

I never knew the different ways to finance properties, I never knew that you could have very little money and still start investing, I am extremely new to this world of investing but I have been eating alot from BP YouTube channel and I am eager  to learn from experience people.