I guess I was thinking that based on present credit rating, We wouldn't be able to qualify.

I hate to rent once we get married (Currently live at home), but am unable to qualify for a mortgage.

Does this post qualify as a lender request?

I can't seem to find any guidance on my question specifically, and what I find says that HELOC funds must be used to buy, build, improve the taxpayers qualified residences (primary and second home) and cannot exceed $750k. 

If you're buying & holding rental properties with a Conventional mortgage, your experience makes very little difference in whether you qualify.

Do you qualify for conventional lending or do you need to get a commercial loan?

You can also try calling the Oklahoma Construction Industries Board (http://cib.ok.gov/contact).

Any pros on this board care to comment on this situation?

If you are sending qualified traffic to your site, and they bounce, you want to make sure that they remember why they visited your site in the first place.

You may find a couple of boarded up or obviously vacant homes, but there aren’t many out here.