My outstanding loan balance is 163K @ 3.5%I calculated that I'd clear 900/mo after expenses.I was planning to buy my new house for cash, but with the market where I'm moving/buying I'm having to go about 100K over what I was planning, so I'm taking out a 50K loan for that property.

The park's rules requires at least 1 member to be 55+ on the application, so it appears that the co-applicant could be under that age.

@Danae Pitcher, my STR requires a different policy through a different insurer, my LTR policies and umbrella won’t cover STR.

With residential properties and hard money lenders, they will usually have an option for financing the property's renovations as well.There are a couple of caveats: first, most lenders will require a property down payment.

I would require a signed lease from them as well as a security deposit. 

Although we were not able to get 3.5% as a down payment, we were able to get a 10% loan requirement as well as financing for the property remodel rolled into the same loan.

Some lenders even allow you to lock the used balance into a loan rather than having the rate float or adjust as many equity lines do.

Second home requires a minimum of 10% down and show (2) years of employment, income and good to fair credit to qualify.

The fed has been and will continue to liquidate their massive balance sheet (from over-stimulus) and keep rates high until stuff starts to break.

The EV charger is listed as an amenity on our Airbnb listing.Cost $1800 for Tesla charger installation.One interesting insight is that we couldn't get 100% charge ability from the charger because our house's electrical was sized for 225 amps (the electrician sized it for the house's electrical requirements at the time, the charger was an add-on afterwards).