I am nervous about taking the next step and wrapping some homes in a commercial loan as I’m betting on inflation down the road with all of the stimulus and there is no way to know where rates will be once it is time to refi the commercial loan again.

Adjust your course and expectations and you will get there.

What down payment do you need (I bet 20-30 Percent)?

I can foresee no situation in which our government will apply fiscal responsibility which means physical assets will likely be the best bet for quite a while. 

Covid adjustments. 

The quality of agents runs the gamut, but I bet you don't ask the attorney to represent you and tell them I won't pay you until I am sure you win the case (obviously some do work that way but talking about the situations where that is not the case).That being said, if you ask someone to run around and do a bunch of "free" work eventually that tapers off as they find clients that respect their time, energy, resources (assuming they are worth their weight). 

Hey @Ashton LaneYour best bet is to get one of the residents to do it.

Depending on the location and the aggressiveness of the landlord, he can get a judgment for the total amount owed, possibly interest on the balance until paid off, legal fees, re-rental costs, and can likely obtain a garnishment against both your wages and a levy against your bank accounts, all the while destroying both your credit for the next 7 years.Your best bet is to make an offer to the landlord.

Adjust your Fees and SplitsAnother creative way to make a deal work is to consider reducing your fees.

Since you have equity I’m sure you can find someone who will make that bet.