I would not suggest looking into establishing LLCs and asset protection strategies till you have at least $100-300K in equity (!)

I’ve got 2 houses: House A has $550k in equity and $200k left on the mortage, house B has $800k in equity and is completely paid off.

Fast forward 5 years, I gained 50% in equity (forced equity & appreciation), 2x the cash flow.Fast forward 7 years, 2x equity, cash flows $700/unit.I unlocked the equity in a HELOC and BRRRRed.

I also have a 4 plex outside "The Great Place".... and some in Indiana. the total cashflow for the portfolio this year is negative due to capital improvements but rolling into next year and the mob will be cashing 700-1000 a month and currently has 300k in equity of which 200k is accessible via heloc when I get back due to prior 4-year-old bankruptcy. wife is also getting a second job to save a little extra and pay off 30k debts from college and capital improvements. she brings in enough to have it paid off in 6 months currently but doesnt work very much and is starting to get bored and nervous about money and life and needs something to do. 

Some have more than $1 million in equity while others have less.4.

It has about $100,000 in equity that I would like to access Is there any way to do that without refinancing so I can avoid changing my interest rate?

@Caroline Gerardo Is a buyer able to obtain a second mortgage to make up the difference in equity?

After renovating the appraisal came back at $150,000, which means I had close to $50k in equity in the property.

But the area is growing fast with promising high return in equity.

I would have stayed in the house to gain the equity since the area was so prime and has now since gone up over 3 times the amount in equity.