Not having property management dialed in and wasting thousands upon thousands on deadbeat contractors. 

While visiting them in mid-2015, I decided I had wasted enough time talking about my future plans--it was time to act.

@Gabriel JerohTexas is a special place for seller financing and you better have a great attorney: brainstorming offers here without talking to the attorney first is an absolute waste of timeIf you're broke and can't afford an attorney then borrow some money to be able to get your LLC and sub 2 plus notes and wrap agreements that will work for you as a buyerSee www.LoneStarLandLaw.comExcellent resources for seller financing and wraps in TX

My husband and I are both very serious about wholesaling and will assure you we will not waste your time! 

The cost of litigating against undisclosed defects is too high, and a waste of time.

Short sales are usually a waste of time because the bank is not going to go very low.

Now when you are interested in proceeding with purchasing the property you would need to have POF for a cash deal or preapproval for a financing deal in order for the wholeseller to know that you are a qualified buyer and that they are not wasting their time with a buyer that can't actually close.What you have described on CL sounds like a scam to me that is trying to fish for buyer's info.

If the mortgage insurance is at 0.85%, but the rate is 0.75% or 1% lower than conventional, then you really aren't "wasting" any more money on mortgage insurance than you'd otherwise have "wasted" on interest anyways. 

Great loaded question. 

She wanted to change the rent payment date every month and gave loads of excuses why; the landlord agreed 2 or 3 times because, like you, she had a heart and realized we all go through personal crises.