My goal is to work with them and help them make the best choice.

I currently work a 40+ hour/week job, but rehabbing is a life style choice, almost like a fun hobby that can be financially rewarding as well! 

Since it's a home you plan on living in and not flipping I'd recommend just being patient and use your conventional loan unless you know someone who can loan you the money on more favorable terms than the traditional hard money lender.  

Unlike the traditional mortgage market for site built homes, most of the lenders providing chattel financing for manufactured homes are quite small in size and volume. 

You won't pay taxes on the first $250K in capital gains, and you'll have enough money to plow back into another primary residence and traditional investment property.I started out like this and went from a studio to a 2BR and investment property within 5 years. 

Success is a process, failure is a choice

You could dump your money into "waterproofing" the foundation, but that's probably your choice.

It is all about suiting up and playing the game each day till your hard work and intelligent choices brings the money for your cup of Starbucks.

Personally, I would get your title company of choice involved.

Somce we didnt have time to switch lenders as our contract is up the 28th, we had no choice but to stay with the lender.