If you can tell me more about your situation I can try and be more specific if you'd like.Good luck!

I have decided to upgrade to Pro, but I just wanted to know if PRO is still just as valuable for Canadians, specifically in Toronto. 

Nowhere specifically just mentioning south jersey because that's where I live.

Like you said, @Jay Hinrichs, there's a lot of low value properties in certain areas here, specifically Milwaukee county, but the suburban areas could be a gold mine for an agent, and I know several that do very well.And these are both cash strategies for me, where my money will go as soon as I'm making it is into rental properties, and I currently have different savings categories, with one being the down payment for a first property (assuming I don't find a convenient sub2 or seller finance before that).Thanks again everyone, and happy investing!

However, it only works in very specific circumstances under very specific conditions.  

My raise and any commissions will all be going into whatever savings vehicle I choose.

what gave you found is the best way to find specific GC's.

I can provide more specific info into how the numbers will work for me if needed.Any tips, info, warnings, or other things I should know?

If you're having problems with a specific lender saying it's impossible or can't be done, that means that either a) the lender doesn't keep up on guidelines, or b) they have overlays.

PM me if you'd like more information and I can discuss the area, specific properties.