After 2 years fannie Freddie banks will count rental income as income towards qualifying for more loans.

But I'm not sure if we qualify for a heloc or a equity loan because of our loan mod from 5 years ago and the solar lease.

The money for these projects is also in the general savings account.Property #1 will have to wait for 6 months to season for my refi since I didn't get reno costs on the HUD-1 but all projects going forward will be set up to qualify for delayed financing.My question is how does everyone else manage and track the money?

If you have experience with it, would love to hear your thoughts, but that's not my main question.I was looking into an Health Savings Account (HSA) which looks like a great option as well for minimizing medical costs (since most non-premium payments can be deducted via an HSA) but You must have a high deductible health insurance plan to qualify for an HSA. 

if you qualify for loan.. why would you assume?

When screening a couple and one does not qualify you reject their application.  

I understand that one needs to have an income, good credit, and a property to invest in to qualify for a loan.

Applicant understands that landlord may accept multiple applications for this rental unit and retains sole discretion to select the most qualified applicant.

Keep in mind as I had seen on another thread the principal residence rule of living in the home for 2 of the past 5 years to qualify as 250k or 500k(?)  

It can't hurt to have extra inspections, but your home inspector should be qualified to look at the roof, HVAC, plumbing and electrical.