Your agent brings second or third prospective buyer to your house for showing , tenant will leave next month and rest is a history.You can't sell same property at half the price that dream merchants can sell at 20-30% premium.

[But sure, you could ask for a premium future price].

Some agents said and quoted every trade for me which makes my premium unreasonable.

You could charge a premium in rent for a shorter lease.

The way I look at it is, if the insurance companies will only insure houses that are earthquake-proofed (because presumably that minimizes expense/damage), then why not earthquake-proof the houses and not pay the extra premiums? 

I am not an avid reader and never carried my book to the class but focus sincerely and every time I try different tests online from various sources (premium sites) I score from 50 to 70.

I know I can get protected if I finance them with a bank appraisal and I am all for them needing to make money also but is 30k or higher premiums seems ok or normal?

Seams like premiums are sky high and jargon making it hard to compare apples-to-apples.

Tell me why a 2nd mortgage would be more risky if it's covered in equity, on a premium home worth 300k, with borrowers having good stable jobs?

Windows are fine, some spots need drywall patches, we will do the painting ourselves).At the auction, they require a “Buyer’s Premium equal to 5% of the Winning Bid Amount or $2,500 (whichever is greater) will be added to all Winning Bid Amounts to determine the Total Purchase Price.”, “an Earnest Money Deposit of 5% of the total purchase price or $2,500 (whichever is greater) is required of the winner”, title fees, which typically cost between $500 and $1500 and are based on the purchase price, and escrow fees typically ranging between $850 to $1,375, paid in accordance with the applicable purchase sale agreement.What concerned me about the listing are 2 things:Buyer will receive a Special Warranty Deed or equivalent.AndProperty is being offered as is, where is.I am 100% new to fix and flips, and auctions.