The ADU will be treated as a "feature," like a hot tub or giant unicorn statue.

You stated that your goal is to save on taxes, which happens to be everybody's goal, with the notable exception of Warren Buffet.

There are so many people trying to LIVE in Mammoth but not able to find longer term rentals.

Best of luck, Worcester is a great city and has seen a renaissance over the past couple of years, most notably with Polar Park which opened this spring.

To echo what many have already said, exceptionally low interest rates coupled with notably low inventory have increased appetite to purchase and pushed prices up.

However, as of a few months ago, if you make more than 80% of the "area median income" you will not able to use the HomePossible loan.

I’d say if I were you (and not able to find a duplex, or more), look into a 3/2br SFH that way both tenants could pay the whole mortgage.

This can help protect your personal assets if something goes wrong with one of the properties.It's also important to note that LLCs are not able to get a loan from a bank for a property, but as an individual, you can still get a mortgage using your personal name and then have the LLC pay the mortgage.

However due to the registration of the animal as an ESA we are not able to enforce breed restrictions, charge a pet rent, or charge non-refundable deposit.

We have a friend that has a giant lake house and sometimes has 3 families staying at once!