@Jonathan Farber have you looked into any of the Fannie or Freddie Small Balance Loan Programs?

I am looking to get some insight on the CCIM designation program from the BP community.

I've always been interested in finance and real estate so I did quite a bit of research on mortgages and different mortgage programs available.

I strongly suggest you call around to the banks in the area and see what programs they offer. 

We have to pay for classes, renewals, memberships to MLS and associations (required if you are an MLS member), advertising, forms, e-sign software, signs, flyers, the list goes on and on.

But again, we go pretty big and are pretty busy.If you are just starting out I would make sure to line out all your must haves - MLS membership, forms, e-sign subscription.

There are lifetime warranty programs from certain companies that do strapping techniques.

It costs $65 and I see they have a yearly membership of $200. 

Hello,I'm looking at refinancing our SBA loan debt this summer or fall - and looking at obtaining an FHA Sec 232 loan or I've seen there are some Fannie/Freddie loan programs as well depending on the lender.I like the fact these are non recourse with carve-outs and depending on the loan can be assumable and with far better interest rates for the life of the loan.However I'm a bit paranoid about the controls the lender would have over myself/our business and how much it would cost to have audited financial statements.

Homeownership may be one step closer than you think if you spend your dollars wisely this year.Based on data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,962 when filing their taxes this year.According to programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae, many first-time buyers can purchase a home with as little as 3% down.