When looking for short term rentals be sure to check local ordinances and restrictions.

Great to see another Moscow local on here.

However, in talking to USAA, I read many of these coverage elements specifically called out by Prosper and asked if USAA would cover them.

All I can say is that there are memberships that cost tens of thousands of dollars.What I tell people is find a local investor and take them to  a nice lunch for 30 bucks and see if it goes well. 30 bucks no harm no foul. 25,000 to a membership not working out possibly is a huge deal for many. 

I'm not sure if any local lenders will consider the property value once the ADU is complete when reviewing my loan application.

There are a few local meetups in the area, I would recommend going to some.

@Darrin Kelsey I would check your local meetup groups, but if you can't find one in your area reach out.Good Investing...

Hey Yiftach - I'm local to the area and could give you a few names of agents that work with investors.

It's either drive for dollars, send letters, network with neighbors, get hyper local, or spend more on marketing and blanket entire neighborhoods.

Make sure to connect with local lenders and brokers as it's beneficial for achieving your real estate goals.