All income (including w-2s) and all debts.

I'm still in the learning phase so I have to explore all my options including those I don't yet know about. 

The current owner is literally MIA and does not respond to any requests for anything from anyone including his own lender.  

This includes an upfront insurance premium of 1.75% of the borrowed amount.

There are a few MF for sale currently including a large complex for 6M.

This includes a mother in law apartments. 

Half a year later, here I am introducing myself to you all after having read more books than my previous fifteen years put together and devouring every resource I can find, including no less than half of the BP podcasts (almost all played at 1.5x speed; thanks for that epic Quick Tip @Joshua Dorkin and @Brandon Turner).

Other than that, you still need to include insurance (interior coverage), power/water, property tax, mortagage. 

Most states include things like abandoning a job, requiring certain information on contracts like license numbers, estimated time to start and complete, description of the job, etc.

Because your principle and interest payment is probably hovering around $2,800/month, not including property taxes and insurance, maintenance and any allowance for capex.But forgetting about cashflow, your return, even if had NO expenses or payments of any kind would be around 3.6% based on a valuation of $1.3m.