Hamish, that is the cash on cash return. (19% is still excellent!)

He was quite understanding and we are moving forward  Excellent!

Interested in comments. https://www.bisnow.com/national/news/other/blackstone-profitably-exits-single-family-investment-which-is-still-growing-101937#:~:text=Currently%2C%20the%20company%20owns%20about,launched%20Invitation%2C%20told%20the%20WSJ.

@Wyatt Short The FHA 203k is an excellent way to go.

Updated all lighting throughout, paint, exterior and interior, cleaned up landscaping, added new sod and landscape lighting stained all decks, window treatments, kitchen hardware, updated furniture and excellent photos.

Wayne,It has been my primary residence for the last 3 years.That’s really good news, thank you so much! 

I've tried putting together my own excel version but feel like I have nothing to compare it to.

Then plug everything into an excel spreadsheet. 

I am seeing more and more pop up with a little separate income sweet already built in on the first floor that make a perfect little airbnb.When it comes to investor friendly lending, I would start with Troy Howell at Nova, Joe Massey at Castle and Cooke (I used him for both of my HH's) and Jessica Castillo at Bank of America (their grant program is excellent!).

Quit watching the news.