Then it was listed 'Back on Market' for $58,900.Do you think that the bank would accept an offer equal to the reserve price ($48,000)?

It's great to find a deal but it's equally important to have someone that will actually buy it.Also, in your short-term REI plan (& if it makes sense for you) consider house hacking a multi-family property with a 3.5% down FHA loan.

or Up my offer for the future benefit it'll have of adding a second bathroom and using 4 of the the rooms (1 master/3 smaller equal sized bedrooms) as 4 beds?

Mike, She is under the belief that she has to disclose that there was a death in the house.

However, if I’m buying a property at a below market cap rate, assuming all else is equal similar rent levels, expenses, location, risk, etc, then I would be over paying and not be compensated for the additional risk. 

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

In fact, all things being equal, it won't be worth all that much more than the "market" property next door.

@LeeAnna ZepernickHere are the general considerations regarding 401k loans.401k Participant LoansIf your 401k plan allows for 401k participant loans, the maximum loan amount is equal to 50% of the balance up to $50k.

You could charge a Non-refundable fee upfront that equals up to one month's rent.

The hot water heater is easy to maybe split the payments equally, as in many cases it makes a small difference of the usage on the bill.