Here's my scenario, I buy a home with a 30 ye fixed conventional.

Going FHA is kinda the same deal as VA as far as being a bit taboo in this market with sellers, so the alternative for a 3-4 unit property is putting 20% down with a conventional loan thru Freddie Mac. 

We are using conventional financing, and we are taking the mortgage on only one person's name.

Conventional loan with 20% down.

I'd likely purchase initially through FHA or a conventional loan due to lack of capital for down payment on an investment property loan.

Conventional 20% down as I had a good w2.

I am not opposed to FHA loans, it's just I know some sellers tend not to want to accept FHA contracts as readily as conventional in this current market.

@Isoke CraigBeside purchase price, there are other factors that make for a strong offer: Type of financing - convention or cash are better for a seller than FHA and VAEarnest Money - consider higher than 1% of purchase priceOption fee- higher the better - more incentive for the seller if you back outShort option period - I win offers with 3-5 days to inspectPurchase the title policyThe list goes on. 

We just refinanced with a conventional loan for 188K over 30 years.

I need to find financing for them and I don't want to use my conventional slots.