DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I’m also looking at a larger property in south Florida listed for 750k and can possibly profit 4K per month on airbnb based on my comparisons in the area.

I tried to vet his community and it seems pretty legit based on what I was able to uncover and through questions I ask him and the onboarding coordinator, but I have trouble justifying the high price tag for something that seems sort of plausible on my own, yet he makes some valid points on how long some of these things would take on my own without the community.

Although Utah is much cheaper than the Bay Area, it isn't the bargain it used to be, so we are looking for creative ways to optimize our rate and reduce our down payment.

Establish connections with real estate brokers that focus on investment properties.Funding: Explore various funding options, such as partnerships, hard money lenders, private lenders, and conventional mortgages.Make use of your experience in building to precisely estimate repair costs and provide prospective lenders with well-prepared project proposals.Look into any grants or incentives that may be available to real estate investors on a local and federal level.Create a concise business strategy that outlines your objectives, both short- and long-term, target properties, and investment tactics.Remember, each real estate market is unique, so adapt your strategies based on your local conditions.

Based on your analysis, price yours competitively.

Such as primary residence of an agriculturally based business?

That's awesome your tenant is looking into options for home repairs.If your tenant needs any advice or recommendations based on my experience, feel free to share my contact details.

If you are in Texas and want to buy Texas tax deeds, I'd think twice about buying a national based program. 

That refi isn't going to get them cash back based on 100% LTV.