I'm a little hesitant about something that says it goes to month-to-month automatically and indefinitely, because what if I need to get them out of there?

Get something where the door locks automatically after 5 minutes. 

I also recommend setting aside a portion of your income automatically, every month; we used bonus money and tax returns, plus tax free from deployments.  

It's an automatic default with the layer of filing BK.

However, when you still save your money to Bank of America and Wells Fargo, you practically giving your money to them as their rate is lower than goverment's rate while they automatically re-invest your 0 percent money to 5% gov. money.

In joint tenancy,  all owners have equal and undivided interests in the property, and when one owner dies, their share automatically passes to the surviving owner(s) under the right of survivorship.

If they spend the time to do our questionnaire that is automatically sent to them on interest then it's a higher prospect.  

Set up automatic mortgage payments. 

Ideally that invoice would be automatically generated by the system.  

Enter recurring charges and automatic late fees.