TIA.If you want this house (that's the first question) and it has some cosmetic deficiencies and it's in a great neighborhood, I would offer him a lower sales price (like 30% lower if that's more in line with what the property will appraise for), take his financing if:there is no prepayment penalty and it's 100% financing the cash flow is acceptableand then refinance it with a lower rate product with no seasoning on title or wait out the conventional seasoning period and refinance it with a Fannie Mae loan. 

Be lucky you have those people in place, but don't expect that to be the case in the future unless you have 1) a product that can't be beat, or 2) a price that can't be beat to encourage your tenants to stay. 

What I'm hearing is that you are selling two investment lots and want to exchange into an avocado farm and want to make some improvements to that productive farm. 

the banks are simply cross selling their  products   figuring the more connections they have with you - the longer you will be a customer ...often they will offer an incentive  like a slightly lower rate  or removal of a loan fee  in order to  entice you to open up an account ….. don't overthink this  option …..all the best

Is the SBA 504 the right product for what I’m describing?

Mike, so it seems that since my NOI really will be around $3333 a month, then I need to subtract $100/unit to this to figure out my maximum monthly payment I can afford. $3333-$1300 (13 units)---------$2033So this would be around what purchase price?

i am new at this i found a home asking 980000 apprasil 1300000 alot of money should i try to find invester and assing or thats alot of profit if you can resell it but i cant afford to hold the house and make payments plus i need to find invester would they even want this deal and is there a way i could get the money and put off payments to invester until the house is sold id rather work it to make the most money but i need to be safe too if you know investers please contact me need help now thank you c.s.

besides, there are enough free and affordable resources to get started without such a large expense.

It brings real estate investing to a level anyone can afford. 2) Your buddy may be a great real estate agent but he may know almost nothing about real estate investing.

Then I received a pamphlet pitching several training products, which of course are not cheap.